SCAM: A bounced cheque
A few days ago, one of my friends received a sms with the message: You’ve strike 1st prize with a prize money of RMB200,000 cash. The sms came with a contact no. My friend ignored it since he had heard of too many bogus scams using similar tactics.
After a short while his handphone rang, a Miss tan asked: “Sir have you received a sms telling you that you’ve strike 1st prize ?”
My friend answered: “Yes, I have”
Miss Tan “Please let us have your bank account number so that we can deposit the money into your account.”
My friend thought, why not, let’s see what you can do. My friend has a buddy who works in that bank. Hence, he gave her his account number.
Ten minutes later, my friend’s handphone started ringing again.
Miss Tan said: “Sir, we have deposited your prize money into your account, please check and verify.”
My friend checked using his handphone and found that RMB 200,000 was really deposited into his account. He was euphoric, just like that and he’s RMB 200,000 richer!
30 minutes later, Miss Tan called again. She was crying: “I’m sorry sir, I made a mistake, I forgot to deduct the tax before I deposited the prize money, 20% of RMB 200,000 equals to RMB 40,000. Now the
company wants me to reimburse the money. Can you please return the RMB 40,000 tax? I beg you.”
My friend thought for a while and felt pity for the lady. Thinking of the money in his bank account, he went to the bank.
Suddenly he thought of his buddy working in that bank and decided to ask his buddy to double check and confirm for him first.
Upon checking, his buddy found out that the money was deposited using a cheque of a different bank. Even though the cheque was deposited but the actual amount of money can’t be transferred into his account on
the same day. If the other party decided to cancel the cheque, then he’ll not get this RMB 200,000.
My friend was shocked. He almost lost RMB 40,000.
Before my friend left for home on that day, the cheque was actually canceled. If not for his buddy, if not for him being a professional. Or if he was scared of letting others know of striking the prize then this bogus scam would be successful.